Alternative & Private Lending

Who is alternative and private lending for?

Alternative or private lending are good options for:

• Self-employed individuals
• Borrowers with insufficient declared income
• Those repairing their credit

Self-employed borrowers

Traditional lenders (banks) assess income based on tax returns from the past two years, which may not accurately reflect your true earnings. Alternative lenders offer programs that:

• Self-employed individuals
• Borrowers with insufficient declared income
• Those repairing their credit

Credit Challenges & High Debt

Damaged credit? High debt payments?

• Alternative lenders consider higher debt ratios, making it easier to consolidate debts into a mortgage.
• This can be a short-term solution while you rebuild your credit to qualify for a prime lender in the future.